Do I need trailer interchange coverage on my policy?
This entirely depends on what shipping companies you plan to work with and whether you’ll be pulling your own trailers or the shipping companies. One of my appointed carriers, Great West Casualty, has some really great coverages for trailer interchange [...]
Is the Stated Amount for commercial vehicles important?
When you’re coming up on your yearly commercial auto renewal, a good insurance broker is going to ask you to review your Power Units and determine whether the stated value for each power unit is accurate? In a total loss/wrecked [...]
Why are my loss runs for my business important?
It’s important to the insurance quotes available to you. Underwriters look at your business’s loss history to see if your business is a good fit for their company. They want to see how much of a risk it would be [...]
Will turning in a claim automatically increase my insurance?
This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims [...]
What is an adjuster?
An adjuster is a representative of the insurance company that helps settle a claim. They are not employed by us. We do not settle claims as this is done by the adjuster. However, we will assist in making sure [...]
Do I need to have auto insurance if my vehicle is paid off?
Yes, it is the State law for all owners of a vehicle to have auto insurance. It is your choice if you wish to insure for physical damage if there is not a lender involved.
What is broad form collision and can I choose something different?
Broad form collision allows you to not have to pay your deductible if you are not deemed at fault in an accident. There are also options to choose “regular” and “limited”. These options should be discussed with your agent. [...]
Should I make my payments to your agency or the insurance company?
All payments should be directed to the insurance company unless specifically stated by your representative. Please see our “billing” section if you wish to pay by phone or have a question on your billing account.